Our Medicare education guides
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Everything you need to know about Medicare reforms
Explore PAN’s comprehensive but easy-to-understand guide to the six key reforms to Medicare and how they impact your benefits as a Medicare enrollee.
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Todo lo que necesita saber sobre las reformas en Medicare
Explicamos las seis reformas importantes de la Parte D de Medicare y lo que las personas inscritas en estos planes deben saber para 2025.
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Understanding the Medicare Part D cap
Out-of-pocket costs for prescription medications will be capped at $2,000 for enrollees starting in 2025. PAN walks you through how this works and which medications are covered by the cap.
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Understanding the Medicare Prescription Payment Plan
Read PAN’s guide to the Medicare Prescription Payment Plan, a new voluntary, opt-in Medicare Part D payment option going into effect in 2025 that allows you smooth your out-of-pocket drug payments evenly throughout the year.
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Extra Help program for people on Medicare
The Low-Income Subsidy (LIS) or Extra Help program, is a federal program for people on Medicare drug plans with limited income that helps pay for monthly premiums, annual deductibles, and copays. PAN’s guide to Extra Help includes a tool to check your eligibility.
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Medicare open enrollment
Medicare open enrollment is October 15 through December 7 each year. Save this page and check back in September 2025 to learn about how you can prepare for your 2026 Medicare coverage. Medicare plans make changes to benefits and costs that you may want to consider for the coming year.
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